Direct Loans are funded by the U.S. Department of Education (DOE). Repayment of Direct Loan funds begins six months after the student graduates or ceases enrollment at least half-time. There are two types of Direct Loans offered at SF State University:
The Parent PLUS loan is a Federally funded loan from the U.S. Department of Education for Parents or Step-Parents of Undergraduate students who are considered a Dependent student (Ages 23 or younger).
The Graduate PLUS Loan is a Federally funded loan from the U.S. Department of Education for Graduate students who must be accepted and enrolled in a Master's degree program.
Alternative Loans are offered by banks or lending institutions to assist students in bridging the gap between college costs and traditional funding sources.