Loans Types:

Federal Direct Loan
Direct loans are funded by the U.S. Department of Education. Repayment of Direct Loan funds begins six months after the student graduates or ceases enrollment at least half-time. There are two types of Direct Loans offered at SF State University: Subsidized and Unsubsidized Loans.
Parent PLUS Loan
The PLUS loan is a federally funded loan from the U.S. Department of Education for parents/stepparents of dependent undergraduate students.
Graduate PLUS Loan
The Graduate PLUS Loan is a federally funded loan from the U.S. Department of Education for graduate students who must be accepted and enrolled in a master's degree program. Students will apply for Graduate PLUS Loan directly through the Department of Education.
Alternative Loan Program
Alternative Loans are offered by banks or lending institutions to assist students in bridging the gap between college costs and traditional funding sources.